/* =============================================
   BLAMBLES FINANCE GROUP — WEBSITE STYLES
   Brand: Navy #0C2340 · Gold #C4A35A · Off-white #F8F4EE
   ============================================= */

/* --- RESET & BASE ---------------------------------------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #0C2340;
  --navy-mid:    #1B3A5C;
  --navy-light:  #2A4E72;
  --gold:        #C4A35A;
  --gold-light:  #D9BE88;
  --gold-dark:   #A07E38;
  --off-white:   #F8F4EE;
  --white:       #FFFFFF;
  --text-dark:   #1A2330;
  --text-mid:    #4A5568;
  --text-light:  #8899AA;
  --border:      #E2D9CC;
  --shadow-sm:   0 2px 8px rgba(12,35,64,0.08);
  --shadow-md:   0 8px 32px rgba(12,35,64,0.14);
  --shadow-lg:   0 20px 60px rgba(12,35,64,0.18);
  --radius-sm:   6px;
  --radius-md:   12px;
  --radius-lg:   20px;
  --transition:  0.3s cubic-bezier(0.4,0,0.2,1);
  --font-serif:  'Playfair Display', Georgia, serif;
  --font-sans:   'Inter', system-ui, sans-serif;
  --max-w:       1200px;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-sans);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}

img { display: block; max-width: 100%; height: auto; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
em { font-style: italic; color: var(--gold); }

.nav-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.45);
  z-index: 998;
}
body.nav-open { overflow: hidden; }

.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 6rem 0;
  position: relative;
}

/* --- BUTTONS --------------------------------------------- */
.btn {
  display: inline-block;
  padding: 0.9rem 2.2rem;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: var(--transition);
}

.btn-gold {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(196,163,90,0.4);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.7);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--white);
  transform: translateY(-2px);
}

.btn-full { width: 100%; text-align: center; }

/* --- SECTION LABELS ------------------------------------- */
.section-eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}
.section-eyebrow--light { color: var(--gold-light); }

.section-heading {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 1.25rem;
}
.section-heading--light { color: var(--white); }

.section-sub {
  font-size: 1.05rem;
  color: var(--text-mid);
  max-width: 680px;
  line-height: 1.75;
}
.section-sub--light { color: rgba(255,255,255,0.75); }

.section-header {
  text-align: center;
  margin-bottom: 4rem;
}
.section-header--light .section-heading { color: var(--white); }
.section-header--light .section-sub { color: rgba(255,255,255,0.78); }
.section-header .section-sub { margin: 0 auto; }

.divider-gold {
  width: 52px;
  height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin: 1.25rem 0 1.75rem;
}

/* --- REVEAL ANIMATIONS ----------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal:nth-child(2) { transition-delay: 0.1s; }
.reveal:nth-child(3) { transition-delay: 0.2s; }
.reveal:nth-child(4) { transition-delay: 0.3s; }
.reveal:nth-child(5) { transition-delay: 0.15s; }
.reveal:nth-child(6) { transition-delay: 0.25s; }

/* =============================================
   NAVIGATION
   ============================================= */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: background var(--transition), box-shadow var(--transition), padding var(--transition);
  padding: 1.25rem 0;
}

.site-header.scrolled {
  background: rgba(12, 35, 64, 0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
  padding: 0.75rem 0;
}

.nav-container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  flex-shrink: 0;
}
.nav-logo-img {
  height: 36px;
  width: auto;
  display: block;
}
.logo-text {
  font-family: var(--font-sans);
  font-weight: 800;
  font-size: 1.45rem;
  letter-spacing: 0.12em;
  color: var(--white);
}
.logo-sub {
  font-size: 0.68rem;
  letter-spacing: 0.22em;
  color: var(--gold-light);
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  flex-wrap: nowrap;
}

.nav-link {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(255,255,255,0.82);
  padding: 0.5rem 0.75rem;
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}
.nav-link:hover,
.nav-link.active {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}
.nav-link.active { color: var(--gold-light); }

.nav-cta {
  display: inline-block;
  margin-left: 0.75rem;
  padding: 0.5rem 1.25rem;
  background: var(--gold);
  color: var(--white);
  font-size: 0.88rem;
  font-weight: 700;
  border-radius: var(--radius-sm);
  white-space: nowrap;
  transition: var(--transition);
}
.nav-cta:hover {
  background: var(--gold-dark);
  transform: translateY(-1px);
}

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}
.nav-hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.active span:nth-child(2) { opacity: 0; }
.nav-hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* =============================================
   HERO
   ============================================= */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0;
  animation: heroFadeIn 1.8s ease forwards, heroKenBurns 18s ease-in-out infinite alternate;
}

@keyframes heroFadeIn {
  0%   { opacity: 0; }
  100% { opacity: 1; }
}

@keyframes heroKenBurns {
  0%   { transform: scale(1.0) translateX(0); }
  100% { transform: scale(1.06) translateX(-1%); }
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(12,35,64,0.88) 0%,
    rgba(12,35,64,0.65) 55%,
    rgba(12,35,64,0.20) 100%
  );
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 2rem;
  padding-top: 8rem;
  padding-bottom: 6rem;
  max-width: 760px;
  margin-left: clamp(2rem, 10vw, 8rem);
}

.hero-eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: 1.25rem;
  opacity: 0;
  animation: fadeUp 0.8s 0.3s forwards;
}

.hero-heading {
  font-family: var(--font-serif);
  font-size: clamp(2.6rem, 6vw, 4.5rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 1.5rem;
  opacity: 0;
  animation: fadeUp 0.8s 0.5s forwards;
}
.hero-heading em {
  color: var(--gold-light);
  font-style: italic;
}

.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.82);
  line-height: 1.75;
  margin-bottom: 2.5rem;
  max-width: 560px;
  opacity: 0;
  animation: fadeUp 0.8s 0.7s forwards;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  opacity: 0;
  animation: fadeUp 0.8s 0.9s forwards;
}

.hero-scroll-hint {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255,255,255,0.5);
  font-size: 0.72rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  animation: bounce 2s 2s infinite;
}
.scroll-line {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, rgba(255,255,255,0.5), transparent);
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(6px); }
}

/* =============================================
   STATS BAR
   ============================================= */
.stats-bar {
  background: var(--navy);
  padding: 2.5rem 0;
  position: relative;
  z-index: 2;
}
.stats-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}
.stat-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 0.75rem 3.5rem;
  text-align: center;
}
.stat-value {
  display: flex;
  align-items: baseline;
  justify-content: center;
  line-height: 1;
}
.stat-number {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--gold);
}
.stat-infinity {
  font-family: var(--font-serif);
  font-size: 2.8rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.stat-suffix {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
  margin-left: 1px;
}
.stat-label {
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
  margin-top: 0.4rem;
}
.stat-divider {
  width: 1px;
  height: 48px;
  background: rgba(255,255,255,0.12);
  flex-shrink: 0;
}

/* =============================================
   ABOUT
   ============================================= */
.about { background: var(--off-white); }

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-image-col {
  position: relative;
}

.about-img-wrapper {
  position: relative;
  height: 100%;
  min-height: 580px;
}

.about-photo {
  width: 100%;
  height: 100%;
  min-height: 580px;
  object-fit: cover;
  object-position: top center;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  display: block;
}

.about-img-badge {
  position: absolute;
  bottom: 2rem;
  left: -1.5rem;
  background: var(--navy);
  color: var(--white);
  padding: 1.1rem 1.5rem;
  border-radius: var(--radius-sm);
  text-align: center;
  line-height: 1.4;
  box-shadow: var(--shadow-md);
  border-left: 3px solid var(--gold);
}
.badge-line {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--gold);
}
.badge-line--sub {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.7);
  font-weight: 400;
  margin-top: 0.2rem;
}

.about-text-col { padding: 1rem 0; }

.about-lead {
  font-size: 1.1rem;
  color: var(--text-dark);
  line-height: 1.75;
  margin-bottom: 1.25rem;
  font-weight: 500;
}
.about-text-col p { color: var(--text-mid); margin-bottom: 1rem; line-height: 1.75; }
.about-text-col strong { color: var(--text-dark); }

.about-signature {
  margin: 1.75rem 0;
  padding: 1.25rem 0;
  border-top: 1px solid var(--border);
}
.about-signature strong {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.3rem;
  color: var(--navy);
}
.about-signature span {
  font-size: 0.85rem;
  color: var(--text-light);
  letter-spacing: 0.04em;
}

.about-highlights { display: flex; flex-direction: column; gap: 0.75rem; }
.highlight-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: var(--text-mid);
}
.highlight-icon {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 0.15rem;
  letter-spacing: 0.05em;
}

/* =============================================
   SERVICES
   ============================================= */
.services { background: var(--white); }

.services-tabs {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 3rem;
}

.service-tab {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.85rem 1.5rem;
  background: var(--off-white);
  border: 2px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-mid);
  cursor: pointer;
  transition: var(--transition);
  font-family: var(--font-sans);
}
.service-tab:hover {
  border-color: var(--gold);
  color: var(--navy);
}
.service-tab.active {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}
.tab-icon { font-size: 1.1rem; }

.service-panel {
  display: none;
  animation: fadeIn 0.4s ease;
}
.service-panel.active { display: block; }

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

.service-panel-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 4rem;
  align-items: start;
}

.service-panel-img img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
}

.service-panel-content h3 {
  font-family: var(--font-serif);
  font-size: 2rem;
  color: var(--navy);
  margin-bottom: 1rem;
  line-height: 1.25;
}

.service-intro {
  font-size: 1.05rem;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 2rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border);
}

.service-ways h4 {
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 1.25rem;
}

.way-item {
  display: flex;
  gap: 1.25rem;
  margin-bottom: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--off-white);
}
.way-item:last-child { border-bottom: none; }

.way-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  flex-shrink: 0;
  margin-top: 0.1rem;
}

.way-item strong {
  display: block;
  font-size: 0.95rem;
  color: var(--navy);
  margin-bottom: 0.35rem;
  font-weight: 700;
}
.way-item p {
  font-size: 0.9rem;
  color: var(--text-mid);
  line-height: 1.65;
}

/* =============================================
   WHY US
   ============================================= */
.why-us {
  background: var(--off-white);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.why-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid transparent;
  border-radius: var(--radius-md);
  padding: 2rem 1.75rem;
  transition: var(--transition);
}
.why-card:hover {
  border-top-color: var(--gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.why-card-num {
  font-family: var(--font-serif);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: var(--gold);
  margin-bottom: 1rem;
  text-transform: uppercase;
}

.why-card h3 {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 0.65rem;
}

.why-card p {
  font-size: 0.9rem;
  color: var(--text-mid);
  line-height: 1.7;
}

/* =============================================
   VALUES
   ============================================= */
.values { background: var(--off-white); }

.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}

.value-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 2.5rem;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  position: relative;
  transition: var(--transition);
  overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.value-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.value-number {
  font-family: var(--font-serif);
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--off-white);
  line-height: 1;
  margin-bottom: 0.5rem;
  position: absolute;
  top: 1.5rem;
  right: 1.75rem;
  letter-spacing: -0.02em;
}

.value-card h3 {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 0.85rem;
  padding-right: 3rem;
  line-height: 1.35;
}

.value-card p {
  font-size: 0.93rem;
  color: var(--text-mid);
  line-height: 1.75;
}

/* =============================================
   TEAM
   ============================================= */
.team { background: var(--white); }

.team-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 3rem;
}
.team-grid--single {
  grid-template-columns: 1fr;
  max-width: 620px;
  margin: 0 auto;
}

.team-card {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.team-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.team-photo-wrap {
  position: relative;
  height: 340px;
  overflow: hidden;
}
.team-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform 0.6s ease;
}
.team-card:hover .team-photo { transform: scale(1.04); }

.team-photo-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 60%;
  background: linear-gradient(to top, rgba(12,35,64,0.7), transparent);
}

.team-info {
  padding: 2rem 2.25rem 2.25rem;
}

.team-info h3 {
  font-family: var(--font-serif);
  font-size: 1.6rem;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.team-role {
  display: inline-block;
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 1rem;
}

.team-divider {
  width: 40px;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
  margin-bottom: 1.25rem;
}

.team-info p {
  font-size: 0.92rem;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 0.85rem;
}

.team-credentials {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border);
}
.team-credentials span {
  font-size: 0.82rem;
  color: var(--navy);
  font-weight: 600;
}

.team-contact {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-top: 1.25rem;
}
.team-contact-link {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gold-dark);
  transition: color var(--transition);
}
.team-contact-link:hover { color: var(--navy); }

/* =============================================
   TESTIMONIALS
   ============================================= */
.testimonials {
  position: relative;
  padding: 7rem 0;
  overflow: hidden;
}

.testi-bg {
  position: absolute;
  inset: 0;
}
.testi-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.testi-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(12,35,64,0.95) 0%, rgba(27,58,92,0.90) 100%);
}

.testimonials .container { position: relative; z-index: 1; }

.testi-slider {
  overflow: hidden;
  border-radius: var(--radius-md);
  margin-bottom: 2rem;
}

.testi-track {
  display: flex;
  transition: transform 0.5s cubic-bezier(0.4,0,0.2,1);
}

.testi-card {
  min-width: 100%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-md);
  padding: 3rem 3.5rem;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.testi-quote-mark {
  font-family: var(--font-serif);
  font-size: 5rem;
  color: var(--gold);
  line-height: 0.7;
  margin-bottom: 1.5rem;
  opacity: 0.8;
}

.testi-text {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.9);
  line-height: 1.8;
  font-style: italic;
  margin-bottom: 2rem;
  max-width: 820px;
}

.testi-author {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.testi-avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.9rem;
  flex-shrink: 0;
  letter-spacing: 0.05em;
}

.testi-author strong {
  display: block;
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 0.2rem;
}
.testi-author span {
  color: rgba(255,255,255,0.55);
  font-size: 0.83rem;
}

.google-reviews-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 50px;
  padding: 0.5rem 1.1rem 0.5rem 0.75rem;
  text-decoration: none;
  margin-top: 1.25rem;
  transition: background 0.2s;
}
.google-reviews-badge:hover { background: rgba(255,255,255,0.18); }
.google-icon { width: 20px; height: 20px; flex-shrink: 0; }
.google-stars { color: #FBBC05; font-size: 0.85rem; letter-spacing: 1px; }
.google-count { font-size: 0.85rem; color: rgba(255,255,255,0.9); font-weight: 500; }

.testi-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
}

.testi-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,0.3);
  background: transparent;
  color: var(--white);
  font-size: 1.1rem;
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}
.testi-btn:hover {
  border-color: var(--gold);
  background: rgba(196,163,90,0.15);
  color: var(--gold);
}

.testi-dots {
  display: flex;
  gap: 0.5rem;
}
.testi-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.3);
  cursor: pointer;
  transition: var(--transition);
}
.testi-dot.active {
  background: var(--gold);
  width: 24px;
  border-radius: 4px;
}

/* =============================================
   CONTACT
   ============================================= */
.contact { background: var(--off-white); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 5rem;
  align-items: start;
}

.contact-intro {
  font-size: 1.05rem;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 2.5rem;
}

.contact-details { display: flex; flex-direction: column; gap: 1.25rem; }

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.contact-detail-icon {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--gold);
  flex-shrink: 0;
}
.contact-detail-item strong {
  display: block;
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-bottom: 0.2rem;
}
.contact-detail-item a {
  color: var(--navy);
  font-weight: 600;
  font-size: 0.97rem;
  transition: color var(--transition);
}
.contact-detail-item a:hover { color: var(--gold-dark); }
.contact-detail-item span { font-size: 0.97rem; color: var(--navy); font-weight: 600; }

.contact-brisbane-img {
  margin-top: 2.5rem;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.contact-brisbane-img img {
  width: 100%;
  height: 180px;
  object-fit: cover;
}

/* Contact form */
.contact-form-col {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 3rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}
.contact-form h3 {
  font-family: var(--font-serif);
  font-size: 1.75rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.form-sub {
  color: var(--text-light);
  font-size: 0.9rem;
  margin-bottom: 2rem;
}

.form-group { margin-bottom: 1.25rem; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group label {
  display: block;
  font-size: 0.83rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: var(--text-dark);
  margin-bottom: 0.45rem;
}
.req { color: var(--gold); }

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.93rem;
  font-family: var(--font-sans);
  color: var(--text-dark);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(12,35,64,0.08);
}
.form-group textarea { resize: vertical; }

.form-disclaimer {
  text-align: center;
  font-size: 0.78rem;
  color: var(--text-light);
  margin-top: 0.75rem;
}

.form-success {
  display: none;
  margin-top: 1.25rem;
  padding: 1rem 1.25rem;
  background: #f0f9f0;
  border: 1px solid #4caf50;
  border-radius: var(--radius-sm);
  color: #2e7d32;
  font-weight: 600;
  text-align: center;
}
.form-success.show { display: block; }

/* =============================================
   FOOTER
   ============================================= */
.site-footer { background: var(--navy); color: var(--white); }

.footer-top { padding: 5rem 0 3rem; }

.footer-top-inner {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1fr;
  gap: 3rem;
}

.footer-brand { padding-right: 1rem; }

.footer-logo-text {
  font-family: var(--font-sans);
  font-weight: 800;
  font-size: 1.6rem;
  letter-spacing: 0.12em;
  color: var(--white);
}
.footer-logo-sub {
  display: block;
  font-size: 0.7rem;
  letter-spacing: 0.22em;
  color: var(--gold-light);
  text-transform: uppercase;
  margin-top: 0.15rem;
  margin-bottom: 1.25rem;
}
.footer-tagline {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.65;
  margin-bottom: 0.35rem;
}
.footer-tagline--small { font-size: 0.83rem; color: rgba(255,255,255,0.5); }

.footer-links-col h4 {
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}
.footer-links-col ul { display: flex; flex-direction: column; gap: 0.6rem; }
.footer-links-col a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.65);
  transition: color var(--transition);
}
.footer-links-col a:hover { color: var(--gold-light); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 2rem 0 1.5rem;
}
.footer-compliance {
  padding-bottom: 1.5rem;
  margin-bottom: 1.25rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}
.footer-legal-entity {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.5;
}
.footer-licence-stmt {
  font-size: 0.8rem;
  color: var(--gold-light);
  font-weight: 500;
}
.footer-disclaimer {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.65;
}
.footer-complaints {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.65;
}
.footer-complaints strong { color: rgba(255,255,255,0.5); }
.footer-complaints a { color: rgba(255,255,255,0.45); text-decoration: underline; }
.footer-complaints a:hover { color: var(--gold-light); }
.footer-bottom-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: space-between;
  align-items: center;
}
.footer-bottom-inner p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
}
.footer-meta-links {
  display: flex;
  gap: 1.5rem;
}
.footer-meta-links a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
  text-decoration: underline;
  transition: color var(--transition);
}
.footer-meta-links a:hover { color: var(--gold-light); }

/* =============================================
   CTA BAND
   ============================================= */
.cta-band {
  position: relative;
  padding: 6rem 0;
  overflow: hidden;
}
.cta-band-bg {
  position: absolute;
  inset: 0;
}
.cta-band-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 40%;
}
.cta-band-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(12,35,64,0.95) 0%, rgba(12,35,64,0.85) 100%);
}
.cta-band-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
  flex-wrap: wrap;
}
.cta-band-text h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  color: var(--white);
  margin-bottom: 0.75rem;
  line-height: 1.25;
}
.cta-band-text p {
  color: rgba(255,255,255,0.75);
  font-size: 1rem;
  max-width: 540px;
  line-height: 1.7;
}
.cta-band-action {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.85rem;
  flex-shrink: 0;
}
.cta-phone {
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  transition: color var(--transition);
}
.cta-phone:hover { color: var(--gold-light); }

/* Ghost button (hero secondary) */
.btn-ghost {
  background: transparent;
  color: rgba(255,255,255,0.85);
  border: 1.5px solid rgba(255,255,255,0.35);
  font-size: 0.9rem;
  padding: 0.85rem 1.8rem;
}
.btn-ghost:hover {
  border-color: rgba(255,255,255,0.7);
  color: var(--white);
  background: rgba(255,255,255,0.06);
}

/* Hero trust line */
.hero-trust {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 2.5rem;
  opacity: 0;
  animation: fadeUp 0.8s 1.1s forwards;
}
.hero-trust span {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
  letter-spacing: 0.06em;
}
.hero-trust-dots {
  display: flex;
  gap: 4px;
}
.hero-trust-dots span {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
  opacity: 0.6;
}

/* =============================================
   BACK TO TOP
   ============================================= */

.back-to-top {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  border: 2px solid var(--gold);
  font-size: 1.1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transform: translateY(16px);
  transition: var(--transition);
  z-index: 900;
  box-shadow: var(--shadow-md);
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
}
.back-to-top:hover {
  background: var(--gold);
  transform: translateY(-2px);
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1024px) {
  .about-grid { grid-template-columns: 1fr; gap: 3rem; }
  .about-img-wrapper { min-height: 420px; }
  .about-photo { min-height: 420px; }
  .cta-band-inner { flex-direction: column; text-align: center; }
  .cta-band-text p { margin: 0 auto; }

  .service-panel-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .service-panel-img img { height: 300px; }

  .why-grid { grid-template-columns: repeat(2, 1fr); }

  .team-grid { grid-template-columns: 1fr; max-width: 680px; margin: 0 auto; }

  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }

  .footer-top-inner { grid-template-columns: 1fr 1fr; gap: 2.5rem; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 768px) {
  .section { padding: 4rem 0; }

  /* Nav mobile */
  .nav-hamburger { display: flex; }
  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    bottom: 0;
    width: min(300px, 88vw);
    background: var(--navy);
    flex-direction: column;
    justify-content: flex-start;
    align-items: flex-start;
    padding: 4.5rem 1.5rem 2rem;
    gap: 0.25rem;
    transition: right var(--transition);
    box-shadow: -8px 0 40px rgba(0,0,0,0.3);
    z-index: 999;
    overflow-y: auto;
    overflow-x: hidden;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior: contain;
  }
  .nav-links.open { right: 0; }
  .nav-overlay.active { display: block; }
  .nav-link { font-size: 1rem; padding: 0.75rem 1rem; width: 100%; display: block; }
  .nav-cta { margin-left: 0; width: 100%; text-align: center; padding: 0.85rem 1rem; margin-top: 0.5rem; }

  .hero-content { margin-left: 0; padding-top: 7rem; }
  .hero-heading { font-size: 2.2rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { text-align: center; }

  .stats-inner { gap: 0; }
  .stat-item { padding: 0.75rem 1.5rem; }
  .stat-divider { display: none; }

  .about-img-wrapper { min-height: 340px; }
  .about-photo { min-height: 340px; }
  .about-img-badge { left: 0.5rem; bottom: 1rem; }

  .values-grid { grid-template-columns: 1fr; }

  .why-grid { grid-template-columns: 1fr; }

  .testi-card { padding: 2rem; }
  .testi-text { font-size: 1rem; }

  .form-row { grid-template-columns: 1fr; }
  .contact-form-col { padding: 2rem; }

  .footer-top-inner { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom-inner { flex-direction: column; gap: 0.5rem; }

  .services-tabs {
    gap: 0.5rem;
    flex-wrap: nowrap;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    padding-bottom: 0.5rem;
    justify-content: flex-start;
  }
  .services-tabs::-webkit-scrollbar { display: none; }
  .service-tab { padding: 0.7rem 1rem; font-size: 0.83rem; flex-shrink: 0; }
  .tab-icon { display: none; }

  .back-to-top { bottom: 1.5rem; left: 1.2rem; right: auto; }
}

/* =============================================
   NAV DROPDOWNS
   ============================================= */
.has-dropdown { position: relative; }

/* Transparent bridge fills the gap between nav link and dropdown panel,
   keeping :hover active as the mouse travels through the space between them. */
.has-dropdown::after {
  content: '';
  position: absolute;
  top: 100%;
  left: -20px;
  right: -20px;
  height: 20px;
  background: transparent;
}

@media (max-width: 768px) {
  .has-dropdown::after { display: none; }
}

.has-dropdown > a {
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.nav-chevron {
  font-style: normal;
  font-size: 0.6em;
  opacity: 0.7;
  transition: transform 0.2s ease, opacity 0.2s;
  display: inline-block;
}

.has-dropdown.open .nav-chevron {
  transform: rotate(180deg);
  opacity: 1;
}
@media (hover: hover) {
  .has-dropdown:hover .nav-chevron {
    transform: rotate(180deg);
    opacity: 1;
  }
}

/* --- Panel ---------------------------------------- */
.nav-dropdown {
  position: absolute;
  top: calc(100% + 16px);
  left: 50%;
  transform: translateX(-50%) translateY(-8px);
  background: var(--navy);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: var(--radius-md);
  box-shadow: 0 28px 72px rgba(0,0,0,0.5), 0 0 0 1px rgba(196,163,90,0.18);
  width: 520px;
  padding: 0;
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.17s ease, transform 0.17s ease, visibility 0.17s;
  pointer-events: none;
  z-index: 2000;
  overflow: hidden;
}

/* caret */
.nav-dropdown::before {
  content: '';
  position: absolute;
  top: -5px;
  left: 50%;
  width: 10px;
  height: 10px;
  background: var(--navy);
  border-left: 1px solid rgba(255,255,255,0.13);
  border-top: 1px solid rgba(255,255,255,0.13);
  transform: translateX(-50%) rotate(45deg);
  z-index: 1;
}

/* open states — hover only on true-pointer devices to avoid sticky-hover on touch */
@media (hover: hover) {
  .has-dropdown:hover .nav-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
    pointer-events: all;
  }
}
.has-dropdown.open .nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
  pointer-events: all;
}

/* --- Search bar ---------------------------------- */
.nav-search-bar {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.9rem 1rem 0.8rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  flex-shrink: 0;
}

.nav-search-icon {
  flex-shrink: 0;
  color: rgba(255,255,255,0.4);
}

.nav-search-input {
  flex: 1;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 6px;
  padding: 0.45rem 0.75rem;
  font-family: var(--font-sans);
  font-size: 0.875rem;
  color: var(--white);
  outline: none;
  transition: border-color 0.15s, background 0.15s;
}
.nav-search-input::placeholder { color: rgba(255,255,255,0.38); }
.nav-search-input:focus {
  border-color: var(--gold);
  background: rgba(255,255,255,0.11);
}

/* --- Results grid -------------------------------- */
.nav-search-results {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  padding: 0.6rem;
  max-height: 320px;
  overflow-y: auto;
  scrollbar-width: thin;
  scrollbar-color: rgba(255,255,255,0.15) transparent;
}
.nav-search-results::-webkit-scrollbar { width: 4px; }
.nav-search-results::-webkit-scrollbar-thumb { background: rgba(255,255,255,0.15); border-radius: 4px; }

.nav-search-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 0.55rem 0.7rem;
  border-radius: 6px;
  text-decoration: none;
  transition: background 0.13s;
}
.nav-search-item:hover { background: rgba(255,255,255,0.08); }

.nav-search-item-name {
  font-size: 0.855rem;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  line-height: 1.3;
}
.nav-search-item-desc {
  font-size: 0.74rem;
  color: rgba(255,255,255,0.42);
  line-height: 1.3;
}
.nav-search-item:hover .nav-search-item-name { color: var(--white); }
.nav-search-item:hover .nav-search-item-desc { color: rgba(255,255,255,0.6); }

/* no-results message */
.nav-search-empty {
  display: none;
  grid-column: 1 / -1;
  padding: 1.25rem 0.5rem;
  text-align: center;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.38);
}
.nav-search-empty.visible { display: block; }

/* --- Footer "View All" link --------------------- */
.nav-dropdown-footer {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 0.65rem 1rem;
  flex-shrink: 0;
}

.nav-dropdown-viewall {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold-light);
  text-decoration: none;
  transition: color 0.15s;
}
.nav-dropdown-viewall:hover { color: var(--gold); }

/* --- Mobile accordion -------------------------------- */
@media (max-width: 768px) {
  .has-dropdown > a {
    width: 100%;
    justify-content: space-between;
  }

  .nav-dropdown {
    position: static;
    width: 100%;
    opacity: 1;
    visibility: visible;
    pointer-events: all;
    transform: none !important;
    box-shadow: none;
    border: none;
    border-left: 2px solid rgba(196,163,90,0.35);
    border-radius: 0;
    background: rgba(255,255,255,0.04);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
    display: block;
    margin: 0.15rem 0 0 0.5rem;
  }

  .nav-dropdown::before { display: none; }

  .has-dropdown.open .nav-dropdown {
    max-height: 1200px;
  }

  .nav-search-bar {
    padding: 0.65rem 0.75rem;
    background: transparent;
    border: none;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    margin: 0;
  }

  .nav-search-input {
    font-size: 0.85rem;
    padding: 0.42rem 0.65rem;
  }

  .nav-search-results {
    grid-template-columns: 1fr;
    max-height: none;
    padding: 0.25rem 0.5rem;
    gap: 0;
  }

  .nav-search-item {
    padding: 0.6rem 0.5rem;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.15rem;
    border-radius: 4px;
    min-height: 44px;
    justify-content: center;
  }
  .nav-search-item:hover, .nav-search-item:active {
    background: rgba(255,255,255,0.07);
  }

  .nav-search-item-name { font-size: 0.875rem; color: rgba(255,255,255,0.92); }
  .nav-search-item-desc { font-size: 0.72rem; color: rgba(255,255,255,0.45); }

  .nav-dropdown-footer {
    padding: 0.6rem 0.75rem;
    border-top: 1px solid rgba(255,255,255,0.08);
  }

  .nav-dropdown-viewall { font-size: 0.8rem; }
}

@media (max-width: 480px) {
  .container { padding: 0 1.25rem; }
  .hero-heading { font-size: 1.9rem; }
  .section-heading { font-size: 1.75rem; }
  .testi-card { padding: 1.5rem; }
  .value-card { padding: 1.75rem; }
  .contact-form-col { padding: 1.5rem; }

  .stats-inner { display: grid; grid-template-columns: 1fr 1fr; }
  .stat-item { padding: 1rem 0.75rem; }
  .stat-item:nth-child(odd) { border-right: 1px solid rgba(255,255,255,0.08); }
  .stat-item:not(:last-child):not(:nth-last-child(2):nth-child(odd)) { border-bottom: 1px solid rgba(255,255,255,0.08); }
}

/* --- SERVICE PANEL EXTRAS ---------------------------------- */
.service-tab--more {
  border-color: var(--gold-light);
  color: var(--gold-dark);
}
.service-tab--more:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
}
.service-tab--more.active {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--white);
}

.service-panel-link {
  display: inline-block;
  margin-top: 2rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gold-dark);
  text-decoration: none;
  transition: color var(--transition);
}
.service-panel-link:hover { color: var(--navy); }

.service-more-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(230px, 1fr));
  gap: 0.85rem;
  padding: 2rem 0 0.5rem;
}

.service-more-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.85rem 1.1rem;
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  text-decoration: none;
  transition: background var(--transition), border-color var(--transition), transform 0.18s ease;
}
.service-more-item:hover {
  background: var(--white);
  border-color: var(--gold);
  transform: translateY(-2px);
}

/* --- HUB CARDS (services & who we help on home page) ------- */
.hub-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}

.hub-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
  box-shadow: var(--shadow-sm);
}
.hub-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: rgba(196,163,90,0.5);
}

.hub-card-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.45rem;
  margin-bottom: 1.25rem;
}
.hub-card h3 {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.6rem;
}
.hub-card p {
  font-size: 0.92rem;
  color: var(--text-mid);
  line-height: 1.68;
  flex: 1;
}
.hub-card-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 1.25rem;
  font-size: 0.87rem;
  font-weight: 700;
  color: var(--gold-dark);
}

.hub-section-viewall {
  text-align: center;
  margin-top: 2.5rem;
}

@media (max-width: 600px) {
  .hub-cards-grid { grid-template-columns: 1fr; }
}