Commercial, Residential 10 Apr 2025 Why We Don’t Recommend Cross-Collateralisation – And What to Do Instead At Blambles Finance Group, we always look for ways to structure finance that give you more flexibility, control, and long-term strategic benefits. One structure we regularly advise against is cross-collateralisation,… Campbell Gordon
Commercial 28 Mar 2025 Benefits of Buying Property in a Family Trust With a Corporate Trustee When looking to purchase commercial property in particular, we recommend talking to your accountant regarding the best purchasing structure. There are a number of benefits of owning property in a… Campbell Gordon
Residential 13 Dec 2024 Offset v Redraw Offset Account vs Redraw Feature: Which is Better for You? If you're a homeowner in Australia, you’ve likely come across the terms "offset account" and "redraw facility" while exploring ways to manage your mortgage. Both are powerful tools for reducing the interest you pay on… Campbell Gordon
Residential 14 May 2020 Thinking of major renovations or a new build? What is a construction loan? A construction loan is a loan from a bank which allows you to either build a new home or complete a major renovation on an existing home. The main differences between an ordinary home loan and a construction loan are,… Campbell Gordon
Residential 14 May 2020 Should I pay a rate lock fee for my fixed rate loan? What is a fixed rate lock? When taking out a fixed rate loan, it is important to understand that the fixed interest rate is set on the day of drawdown / settlement, not necessarily the advertised rate when you apply for the loan. In some… Campbell Gordon
Residential 24 May 2019 APRA releases shackles on mortgage prisoners Read on to understand what a relaxation in lending standards could do for new and existing borrowers. After the tightening of lending standards over the past 12 months, it looks like things are loosening which will provide a big boost for, potential borrowers looking to… Campbell Gordon
Residential 11 Sep 2018 Homebuyers and investors ask: “Is this as good as it gets?…” Every time the news comes on lately, the story for homebuyers and investors seems to worsen; stories of banks ripping customers off and of tighter lending controls installed as a result of investigations into banking practices. Tightened lending controls mean most people can’t borrow as… Campbell Gordon
